ACH RISManagement....

*Prohibited -

Globility Link would be unable to process for these merchant types under our Standard Risk processing. However, additional requirements can be met in order to activate an account for the following: (See Prohibited List)

 

**Restricted - 

Globility Link traditionally would not consider processing for the following merchant types, but if we can properly mitigate our risks, we may consider them. Additional requirements would need to be met in order to activate an account for the following: (See Restricted List)

 

***Accepted - 

Globility Link will be able to process for these merchant types under our High Risk processing. However, additional requirements may need to be met based on the business type in order to activate an account for the following: (See Accepted List)

Click Here for Additional Requirements

 

****Non-Restricted - 

Globility Link will be able to process for these merchant types under our Standard Risk processing. However, additional minimum requirements may need to be met based on the business type in order to activate an account for the following: (See Accepted List)

**High Risk ACH (Restricted):

 

• Art dealers

• Auction houses online

• Bail-bond issuers

• Barter associations

• Business opportunities consulting/              Prepaid Credit lines

• Cars - used dealers

• Car rental

• Collectables - rare & high ticket

• Computer Systems used/ Computer              repair

• Debt Collection (unless law firm)

• Discounted health services- plans and        cards

• Lawn Service/ Maintenance

• Electronics online

• Hotel-reservation services

• Jewelry stores online

• Long-distance carriers

• Massage parlors

• Pre-paid phone cards

• Satellite dish service

• Water/Air purification services

*High Risk ACH (Prohibited):

 

• Adoption services

• Age-restricted products via the Internet

• Age-verification services

• Aggregating

• Airlines

• Alcohol sales online

• Animals by mail order

• Audio text

• Benefit/Incentive programs

• Check cashing service

• Coin dealers

• Collection agencies (Except Attorneys)

• Companion/Escort services

• Coupon/Gift certificates

• Credit card protection

• Currency/Commodity exchanges

• Dating/Match-making services via the        Internet

• Debt consolidation

• Credit counseling/Restoration

• Direct Marketing

• Employment Agencies/Recruiters

• E-payments/E-cash

• Financial aid

• Firearms other than retail sporting              goods store

• Freight forwarding

• Future fulfillment beyond three months

• Gambling/Lottery/Raffles/Contests

• Home Improvement

• Horoscopes/psychics via phone or              Internet

• Human growth hormone products

• Illegal products

• Import/Export

• Investment opportunities

• Merchant cash advances

• Mortgage payment/Reduction services

• Multi-level or pyramid marketing

• Outbound marketing

• Pay-day loan companies

• Precious metals

• Prescription drugs online

• Replica products

• Sexually explicit product/services

• Stamp collections

• Prohibited & Restricted Merchants

• Stored value products

• Tobacco sales online

• Timeshare programs

•TravelAgencies/Packages/Coupons         Certificates/Clubs

• Videotext

• Warranty programs/Warranty sales

***High Risk ACH (Accepted)

Click Here for Additional Requirements

•    Alcohol Beverages 
•    Ammunition/ Firearms/ Explosives
•    Animal Shipping/ Animal Sales 
•    Anti-Aging Products 
•    ATM Owners/ Operators 
•    Bankruptcy Services 
•    Benefit Incentive Programs 
•    Buying/ Shopping Clubs 
•    Car/Boat/ Plane Dealership
•    Debt Collection
•    Direct Marketing 
•    Distressed Property Sales and                       Marketing 
•    Drop Shipping
•    eBooks, DVDs 
•    Furniture 
•    Fulfillment Houses 
•    General Contractors 
•    Government 
•    Home Improvement/ Construction
•    Hospitals and Medical Facilities 
•    Infomercials 
•    Insurance
•    Large Publically Held Companies 
•    Legal Services 
•    Memberships 
•    Mortgage Companies/ Services
•    Moving Companies
•    Multi-Level Marketing 
•    Negative Option Renewal Practices
•    New Business 
•    Nutritional Supplements 
•    Pharmaceuticals 
•    Pre-Paid Cards/ Digital Wallet 
•    Property Management 
•    Puerto Rican Businesses 
•    Real Estate/ Land Sale 
•    Rebate Based Business 
•    Roadside Assistance
•    Scholarship Finding Services 
•    Securities 
•    SEO/ PPC Marketing, Lead generation 
•    Social Networking/ Social Media 
•    Software 
•    Stored Value Products 
•    Supplements 
•    Talent Agencies 
•    Teeth Whiteners 
•    Telemarketing Inbound 
•    Telephone CO/Cell Service-IP/PBX/ LD
•    Travel Agencies 
•    Universities and Schools 
•    Unlicensed Massage Parlors 
•    Utilities
•    Video Text Services 
•    Water Purification Systems 
•    Wealth Management/ Financial Advice
•    Webhosting/ Website Development 
•    Wineries 

****Standard Risk ACH (Non-Restricted):

 

Merchants that do not fall into any of the list provided will be classified as standard risk (upon approval) with our ACH solutions. If you have any questions about whether or not you are High Risk or Standard Risk, Please call us to discuss your particular business. Thank You! 

 

 

High Risk Merchant Account, PayDay Loan ACH
High Risk Merchant Account, PayDay Loan ACH