Risk Management Solutions....
Services Offered:
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ACH Solutions
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Recuring Billing
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Credit/Debit Card
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E-Commerce Gateway
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Check Acceptance
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V/MC Branded Solutions
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ATM Point of Banking (P.O.B.)
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High Risk ACH Solutions
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High Risk Merchant Processing
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High Volume/High Transaction Accts.
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Signature Loans
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Recievables Financing
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Merchant Cash Advance (MCA)
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Gift/Loyalty/Instant Issue Gifting
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Terminal Sales/Leasing
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EIN Registration Services
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International Merchant Accounts
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Domain Name Registration Service
We Accept:
• Online Dating
• Subscriptions & Memberships
• Web Hosting
• Timeshare Sales
• Infomercial
• Downloadable Software
• Telecommunications
• In/Out-Bound Telemarketing
• Tours
• Travel
• Tour Guides
• International Merchants
• Negative Option
• Recurring Billing & Re-Bills
• Membership
• Continuity
• Pharmacy / Pharma (Online)*
• High Volume
• High Ticket Items
• Affiliate
• Direct Response
• Age Verification*
• Auction
• Bail Bond Issuer
• Binary Options
• Forex Websites
• Gift Certificates
• Gun/Firearm Stores
• Internet Collector Coin/Stamp
• Internet Electronics
• Internet Jewelry Sales
• Call Centers
• Ecigarettes / Ecigs
• Replica*
• Sports Forecasting / Odds Making
• Online Gaming / Internet Gambling
• Online Exercise Equipment
• Online Gift Basket
"Risk Merchants"
EXCLUDED MERCHANT TYPES AND PRODUCTS
1. Any merchant who receives a "possible match" on the Terminated Merchant File. Some Merchants may be able to relosolve this with our help.
2. Any merchant who is placed on the VISA/MasterCard Special Merchant File.
3. Items in red * are additionally reviewed.

• Online Herbal/Vitamin
• Online School/Education
• Pawn Shop
• PC Tech Support *(NO India Based)
• Poor Credit
• Online Herbal/Vitamin
• Credit Repair
• Debt Consolidation
• Loan Modification
• Financial
• Adult
• Bad Credit
• Gambling
• Online Casinos
• Chat Rooms
• Hair Restoration Services
• Horoscopes
• Internet Art Sales
• Escort / Companion Services
• High Chargeback
• Ticket Brokers
• Free Trial / Trial Offers
• Nutraceuticals
• Debt Collections / Collection Agencies
• Medical Discount Cards
• Licensed Medical Marijuana Dispensaries*
• ID Theft
• Multi-Level Marketing (MLM)
• Cruise Lines
• Auto Warranties
• Extended Warranty/Protection
• Online Legal Forms
• Refinance Kits
• Social Networking Websites
• Stored Value - BitCoin
• Water Purifiers
• Business Opportunities
• And More!
Low Risk - restaurants and most retailers (excluding apparel and jewelry), nationally recognized insurance sales
Medium Risk - health and beauty products, telecommunication services, tuition for schools or universities, attorneys (excluding bankruptcy), utility payments, political organizations
High Risk - money making products/services, charities, monthly memberships/subscription services, insurance, jewelry, software, advertising services
Very difficult to underwrite - aggregation, online auctions, event ticket brokers, internet pharmacies, travel/tour/lodging, health/nutrition products offering guaranteed or miracle results.
Typically prohibited by most providers - collection agencies, credit repair, firearms or weapons, bartering, bankruptcy, lifetime or multi-year memberships
The risk surrounding credit card processing is complex and nuanced. There are a number of variables that determine merchant risk. Here are just a few: the merchant's longevity and financial stability, industry, business model, billing method, products sold / services offered, and previous processing history. The fundamental underwriting and risk management guidelines are very similar across the industry.