Risk Management Solutions....

Services Offered:

  • ACH Solutions

  • Recuring Billing

  • Credit/Debit Card

  • E-Commerce Gateway 

  • Check Acceptance

  • V/MC Branded Solutions

  • ATM Point of Banking (P.O.B.) 

  • High Risk ACH Solutions

  • High Risk Merchant Processing

  • High Volume/High Transaction Accts.

  • Signature Loans

  • Recievables Financing

  • Merchant Cash Advance (MCA)

  • Gift/Loyalty/Instant Issue Gifting

  • Terminal Sales/Leasing

  • EIN Registration Services

  • International Merchant Accounts

  • Domain Name Registration Service

 

 

We Accept:

 

• Online Dating

• Subscriptions & Memberships

• Web Hosting

• Timeshare Sales

• Infomercial

• Downloadable Software

• Telecommunications

• In/Out-Bound Telemarketing

• Tours

• Travel

• Tour Guides

• International Merchants

• Negative Option

• Recurring Billing & Re-Bills

• Membership

• Continuity

• Pharmacy / Pharma (Online)*

• High Volume

• High Ticket Items

• Affiliate

• Direct Response

• Age Verification*

• Auction

• Bail Bond Issuer

• Binary Options

• Forex Websites

• Gift Certificates

• Gun/Firearm Stores

• Internet Collector Coin/Stamp

• Internet Electronics

• Internet Jewelry Sales

• Call Centers

• Ecigarettes / Ecigs

• Replica*

• Sports Forecasting / Odds Making

• Online Gaming / Internet Gambling

• Online Exercise Equipment

• Online Gift Basket

 

"Risk Merchants"

EXCLUDED MERCHANT TYPES AND PRODUCTS

1. Any merchant who receives a "possible match" on the Terminated Merchant File. Some Merchants may be able to relosolve this with our help.

2. Any merchant who is placed on the VISA/MasterCard Special Merchant File.

3. Items in red * are additionally reviewed.

• Online Herbal/Vitamin

• Online School/Education

• Pawn Shop

• PC Tech Support *(NO India Based)

• Poor Credit

• Online Herbal/Vitamin

• Credit Repair

• Debt Consolidation

• Loan Modification

• Financial

• Adult

• Bad Credit

• Gambling

• Online Casinos

• Chat Rooms

• Hair Restoration Services

• Horoscopes

• Internet Art Sales

• Escort / Companion Services

• High Chargeback

• Ticket Brokers

• Free Trial / Trial Offers

• Nutraceuticals

• Debt Collections / Collection Agencies

• Medical Discount Cards

• Licensed Medical Marijuana Dispensaries*

• ID Theft

• Multi-Level Marketing (MLM)

• Cruise Lines

• Auto Warranties

• Extended Warranty/Protection

• Online Legal Forms

• Refinance Kits

• Social Networking Websites

• Stored Value - BitCoin

• Water Purifiers

• Business Opportunities

And More!

Low Risk - restaurants and most retailers (excluding apparel and jewelry), nationally recognized insurance sales

Medium Risk - health and beauty products, telecommunication services, tuition for schools or universities, attorneys (excluding bankruptcy), utility payments, political organizations

High Risk - money making products/services, charities, monthly memberships/subscription services, insurance, jewelry, software, advertising services

Very difficult to underwrite - aggregation, online auctions, event ticket brokers, internet pharmacies, travel/tour/lodging, health/nutrition products offering guaranteed or miracle results.

Typically prohibited by most providers - collection agencies, credit repair, firearms or weapons, bartering, bankruptcy, lifetime or multi-year memberships

The risk surrounding credit card processing is complex and nuanced. There are a number of variables that determine merchant risk. Here are just a few: the merchant's longevity and financial stability, industry, business model, billing method, products sold / services offered, and previous processing history. The fundamental underwriting and risk management guidelines are very similar across the industry. 

 

High Risk Merchant Account, PayDay Loan ACH
High Risk Merchant Account, PayDay Loan ACH